SGroar credit cards

Find the card that fits how you spend.

Four clear paths. Practical comparisons. No pretending a headline reward works for everyone.

Card Finder · 2 minutes

Find the card that fits how you spend.

Adjust your typical monthly spending. We’ll estimate the reward you could earn after common thresholds and caps.

S$1,200
S$300S$4,000+
S$500
S$200
What matters most?

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Your strongest match

Best fit right now

Strong fit

Citi

Citi Cash Back

Estimated cashbackS$39/mo
  • Strong grocery and dining rates
  • Works best after S$800 of qualifying monthly spend
  • A good fit when food is a large share of the budget

Watch: The estimate uses blended category rates. Total cashback is capped at S$80 monthly and merchant coding matters.

See full comparison
Also worth comparingEst. return
OCBC 365OCBC
S$27
UOB Absolute CashbackUOB
S$20

Miles are valued at 1.8¢ each for ranking only. Estimates are illustrative, not financial advice.

01

Miles & Travel

The Miles Traveller

Turn everyday spending into flights, lounge visits and better journeys—with the conditions made clear.

Explore 7 cards
02

Cashback Maximiser

The Cashback Hunter

Compare straightforward returns, bonus categories, spending thresholds and monthly cashback caps.

Compare 9 cards
03

Premium Cards

The Premium Spender

High-income cards measured by miles, lounge access, hotel benefits and whether the annual fee earns its keep.

Compare 6 cards
04

Invitation-Only Cards

The Inner Circle

A look at private-banking and invitation-only cards where eligibility depends on more than annual income.

Compare 4 cards